What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two … right?
Well, if you ever have to file a homeowners insurance claim after a fire or major disaster, you could be asked to do just that. That’s why you need a home inventory.
A home inventory is exactly what it sounds like. It’s a list of all your personal possessions, along with their estimated value. And it’s a great way to help protect the contents of your home.
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Estimating the replacement cost of walls, doors and windows is a pretty straightforward task. But even though the items inside your home are covered, it can be harder to document the value of that baseball card collection or your favorite pair of shoes.
It takes some time and effort, but there are several reasons why a home inventory can give you peace of mind.
Why It Helps to Have a Home Inventory
Creating a record of everything in your home probably sounds daunting. But there’s no need to get overwhelmed. Before you start digging through those drawers and cabinets, follow these tips to make creating your home inventory more manageable:
Erie Insurance wants you to sleep well at night, every night. And for us, that means you can feel secure about your home and the things you’ve worked so hard to get. So relax, knowing we’ve got you, your home and your investment covered.
Want to make sure you’ve got the right coverage for your home – and everything inside it? Find a local Erie Insurance agent to start the conversation, or request a free homeowners insurance quote online.